A new acquaintance on Facebook starts with a friendly comment, continues with daily “good mornings,” and eventually leads to big promises. Shortly afterward, an urgent need for money may arise. This is one of the patterns of the so-called “romance scam,” which the Cybercrime Division reported on October 11, 2026.
The scam doesn’t always start with money
Unlike a hastily sent suspicious message, a scammer may spend weeks or even longer building a sense of intimacy. They discuss everyday life, show interest, send photos, and talk about family or shared plans. The goal is to build trust before making a financial request.
The relationship may begin on Facebook, Instagram, a dating app, or even through text messages. This doesn’t mean that every unknown user is a scammer. Recurring warning signs—and especially financial pressure—are what should raise red flags.
The Six Warning Signs
- The person expresses strong feelings too quickly.
- They consistently avoid video calls or in-person meetings.
- Their photos, name, and stories cannot be independently verified.
- A series of unexpected problems arise: an accident, hospitalization, money being held up, or an alleged travel obstacle.
- They ask for money transfers, credit card information, passwords, or payment through methods that are difficult to reverse.
- They make you feel guilty or get angry when you ask for time to think it over.
Why It Can Happen to Anyone
Scams exploit the need for trust and companionship, not a lack of intelligence. They affect people of all ages and educational backgrounds. Scammers tailor their stories to their conversation partner and use persistence as a means of pressure.
What to Do Before Sending Money
Do not send money to anyone whose identity you have not independently verified. Don’t consider a photo of an ID or a profile with many friends as proof of identity: these, too, can be fake or stolen. Discuss the situation with someone you trust before making a decision.
If someone insists that the relationship must remain completely secret and asks for money, stop communicating until you’ve clarified the facts. Do not send personal photos, passwords, or bank information as “proof of trust.”
If a payment has already been made
Contact your bank or payment provider immediately and explain that this may be a scam. Keep messages, account statements, receipts, and contact information for the authorities, and do not send any more money. The Cybercrime Division has a hotline at 11188.
A genuine relationship can withstand questions. When someone asks you to trade your trust for money, it’s time to verify—not to rush.
Source: Cybercrime Prosecution Directorate — Anatomy of a Scam #02.